The If's

How many times in a day do we say the word 'If'?  If I lived there I would be happier.  If I had this or that I could do this or that...I commented to a friend at coffee today that 'If' is really a irrelevant word, she said yeah if stands for "Irrevelant fear"  because so many of our ifs are based in fears and not truly living in the moment...or how about "Idiotic fantasy"?  That's a good one too- we let all our ifs hold us back...it is not relevant because it is not what really is...our ifs do not deal with the present reality and because of that we either are disillusioned or we are held back because our 'ifs' have not yet happened, if, ha ha, they ever will...they keep us stuck either in the past or the future, but not in the moment.