The Nature of an Inheritance

The nature of an inheritance is that one day you don't have it and another day you do.  If someone was to call me up and tell me that my grandfather had passed away and that I had a million dollars in the bank what would I say?  How would I feel?  If I just left the money in the bank and did not pursue how to get it out, would I be any richer, no.  I need to get it.  I need to act on the information that I have just received.  Now before that telephone call I had very little money and no knowledge that I would be getting a phone call informing me of my inheritance.  This information would change everything wouldn't it?  I would have to ask not only how do I obtain it, but, how will I spend it.  Will I pay off all my debts?  Will I give some of it away?  Will I put some in the bank for "a rainy day?"